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Everybody in the country dreads the cost of care as it continues to increase at a rate that was unimaginable two decades ago. Tennessee long term care may seem affordable if it is discussed side by side other states in the northeastern region where the cost of care is represented in six figures.  However, if you look at the long term care (LTC) cost in Tennessee minus the frills you will realize that it can exhaust your lifetime savings in such a short period. Although the median annual rate for a private nursing home room in Tennessee is $65,882, residents of Chattanooga who have family members in nursing homes fork out a whopping $76,628 every year.  Meanwhile, the median annual rate for an assisted living facility is significantly lower at $36,960 but it's closer to a home health aide's annual rate which is $38,896. Still, Tennesseans are advised to canvass LTC rates in their place rather than depend on median state rates so that they can plan their future health care accurately.  Anyone who has a definite LTC plan already ought to know that he is lucky to be a resident of Tennessee since nursing homes, community-based LTC facilities and home health care providers here are constantly monitored by the Tennessee Health Care Association ( https://procannabis.com/ ) to ensure that the elderly and disabled people are receiving the highest standard of care.  Apart from bearing impressive architectural designs, nursing homes and assisted living facilities in Tennessee only employ licensed caregivers and nurses to ensure that their residents are well taken care of.  Patients are not only provided with basic custodial and medical care in these institutional and community-based LTC facilities, as various social and creative activities are prepared to promote wellbeing, independence and a healthy mind.  Planning for Tennessee Long Term Care  To be able to enjoy life after retirement, Tennesseans have to plan their future health care needs in advance.  Since Tennessee boasts top of the line nursing homes, assisted living facilities and home health care agencies, people here shall be spared from the trouble of searching for a qualified LTC setting.  Perhaps they can just focus on the cost of care in their area as this will, after all, determine their future expenses. Once you have determined the maximum LTC rates in your place you can discuss these with a licensed long term care insurance (LTCI) agent who is affiliated with major providers of LTCI policies for he can gather LTCI quotes that will conform to your health care requirements and budget.    Now LTCI is not your only option as you can pick reverse mortgage or annuities but if you're looking for a plan that will allow you to receive care in multiple settings, you can only acquire it via a comprehensive LTCI policy.  Meanwhile, if the reopening of the TennCare Standard Spend Down program has excited you a bit better make it your last resort. While it seems to be advantageous you have to remember that it is Medicaid-funded so you cannot expect it to provide everything that you'll possibly need in the future.  To get the best of Tennessee long term care you have to plan wisely and weigh all products that are offered to you meticulously.        Plan for your future ahead of time through long term care insurance. We can give you all the information you need as well as long term care insurance quotes in Tennessee and in other states.

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PARIS (AP) - The French parliament is considering a ban on single-use, disposable electronic cigarettes that are popular with teenagers for their sweet flavors and are under scrutiny as a new source of trash.  The ban, supported Prime Minister Elisabeth Borne and Health Minister Aurelien Rousseau, aims to protect the health of youths and mitigate the environmental impacts of the increasingly popular disposable products known as "puffs."  The National Assembly was expected to vote on the measure Monday night. If passed, it would then move to the Senate and could go into effect by September 2024.  Disposable e-cigarettes are small, battery-powered devices that deliver vaporized nicotine with various flavorings. While they do not contain tobacco, many include nicotine, a dangerous chemical known for its addictive properties.  Marion Catellin, president of the Alliance Against Tobacco, told The Associated Press that "single-use e-cigarettes are made of plastic. They contain a lithium battery and other heavy metals including cobalt and bromine. And these pods contain nicotine which is a highly toxic product ... On the basis of its environmental impact alone, these single-use e-cigarettes puffs warrant a ban."  Disposable e-cigarettes differ from reusable vaping devices in that they are not designed to be refilled or recharged. Their small, non-rechargeable lithium batteries often end up in landfills.    Disposable electronic flavored electronic cigarette devices are displayed for sale at a tobacco shop in Fontainebleau, south of Paris, France, Monday, Dec. 4, 2023. The National Assembly in France is preparing for a pivotal vote on Monday night on a bill to ban single-use, disposable electronic cigarettes, commonly known as "puffs." Attracting teenagers with their sweet flavors, these devices are facing scrutiny for their environmental implications. (AP Photo/Thibault Camus)  Their rising popularity among teenagers, due to their tangy or fruity tastes and colorful designs, is causing alarm among lawmakers.  This bill is part of a broader trend. The UK, Ireland, and Germany are considering similar measures. New Zealand and Australia have already implemented restrictions. New Zealand´s measures include mandating lower nicotine levels and restrictions on vape shop locations near schools.  The surge in disposable e-cigarettes in the U.S. market, primarily from China, following the Food and Drug Administration´s 2020 ban on flavored reusable e-cigarettes like Juul, exemplifies the broader challenge. The flavor restrictions didn´t apply to  https://procannabis.com/mushroom-supplements/  products, which proliferated in the wake of the regulation.  ___  Associated Press journalist Alex Turnbull in Paris contributed.    Disposable electronic flavored Puff electronic cigarette devices are displayed for sale at a tobacco shop in Fontainebleau, south of Paris, France, Monday, Dec. 4, 2023. The National Assembly in France is preparing for a pivotal vote on Monday night on a bill to ban single-use, disposable electronic cigarettes, commonly known as "puffs." Attracting teenagers with their sweet flavors, these devices are facing scrutiny for their environmental implications. (AP Photo/Thibault Camus)      Disposable electronic flavored cigarette devices are displayed for sale at a tobacco shop in Fontainebleau, south of Paris, France, Monday, Dec. 4, 2023. The National Assembly in France is preparing for a pivotal vote on Monday night on a bill to ban single-use, disposable electronic cigarettes, commonly known as "puffs." Attracting teenagers with their sweet flavors, these devices are facing scrutiny for their environmental implications. (AP Photo/Thibault Camus)      Disposable electronic flavored cigarette devices are displayed for sale at a tobacco shop in Fontainebleau, south of Paris, France, Monday, Dec. 4, 2023. The National Assembly in France is preparing for a pivotal vote on Monday night on a bill to ban single-use, disposable electronic cigarettes, commonly known as "puffs." Attracting teenagers with their sweet flavors, these devices are facing scrutiny for their environmental implications. (AP Photo/Thibault Camus)      Disposable electronic flavored cigarette devices are displayed for sale at a tobacco shop in Fontainebleau, south of Paris, France, Monday, Dec. 4, 2023. The National Assembly in France is preparing for a pivotal vote on Monday night on a bill to ban single-use, disposable electronic cigarettes, commonly known as "puffs." Attracting teenagers with their sweet flavors, these devices are facing scrutiny for their environmental implications. (AP Photo/Thibault Camus)

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